Lower your rate, lower your payment. The seller is offering up to $20,000 credit that you can use to buy down your mortgage rate, pay closing costs, or apply however works best for you. Now offered at $650,000. Maintenance-free living, without compromise. This standalone villa sits on a peaceful cul-de-sac in The Villas of Nottingham, Maryville’s premier villa community, surrounded by mature trees and professionally maintained landscaping. For $250/month, the HOA handles snow removal and grounds care. Coming soon within walking distance: a brand-new Clubhouse and Pool, expected by Spring 2027. Inside, 11' ceilings and a dramatic glass-and-wood entry door set the tone. The open floor plan joins the living room, dining area and gourmet kitchen, which has granite counters, stainless appliances, a walk-in pantry and a large eat-at island. A gas fireplace with custom built-ins warms the living room, and oversized windows look out to the trees and a composite deck. Everything you need is on one level: a primary suite with two organized walk-in closets and a spa bath (dual vanity, soaking tub, tile shower, private water closet), a second bedroom with its own en suite, a powder room, laundry with utility sink, and a mudroom with drop zone. Downstairs, the walkout level adds 9' ceilings, a large family room opening to a covered patio, a third bedroom, a full bath and a large storage room with built-in shelving. It’s flexible space for guests, fitness, movie nights or multigenerational living. The oversized garage has a raised door ready for a vehicle lift (up to three cars), plus in-ground irrigation. Close to all interstates and about 20 minutes to downtown St. Louis. Move-in ready.